A new study reveals which U.S. states rank the highest when it comes to sending money abroad through transfers.
Buena Park, California, December 10, 2025 – Sending money home has become a deeply rooted habit for millions in the U.S. migrant communities, acting as both a personal and financial connection for relatives back home. These money transfers are far more than simple transactions; they provide steady, ongoing support for families around the world.
In recent years, rising migration, inflation in home countries, and global economic uncertainty have further strengthened the importance of remittances. For many households, money sent from the U.S. now plays a critical role in covering everyday expenses such as housing, healthcare, education, and small business costs. This growing reliance has also pushed senders to become more selective, comparing speed, fees, and accessibility when choosing transfer services.
With this context in mind, Ria Money Transfer published a new study that offers an in-depth analysis detailing which states “send the most money” abroad.
Leading states and key corridors
According to the analysis, California, New York, and Texas top the list in terms of total money sent abroad from the United States. However, when looking at per-capita activity, the dynamics change: the District of Columbia, Rhode Island, New Jersey, and Maryland emerge as some of the territories with the highest intensity of transfers per resident.
The study also highlights the most representative corridors between states and destinations, as well as reverse flows:
| California → MexicoNew York → Colombia | Colombia → FloridaIndia → Texas |
These routes, which serve as true backbones of the international money-transfer system, reflect decades of migration history and family networks that remain active today.
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A divergence between online interest and real flows
Beyond volumes and major corridors, the study also compares users’ online search interest with real transfer activity per capita, uncovering a surprising disconnect in how people engage with key money transfers destinations.
The findings in this recent study reveal an unexpected pattern. When it comes to the most-searched destinations (Mexico, India, and the Philippines), the states leading online interest are not always the ones driving real per capita transactions.
- Mexico: New Mexico leads in online searches; Wyoming leads in transfers per capita.
- India: New Jersey and New York show the most digital activity; Arkansas leads in real transfers relative to its population.
- Philippines: Hawaii records the highest interest; Alaska stands out in proportional transfers.
This contrast reveals the “wallet reality”; the gap between digital intention and real economic behavior.
Experts note that this mismatch between online curiosity and actual transaction behavior may be influenced by cultural habits, local access to financial services, and long-standing remittance routines within specific communities. While search activity reflects awareness and interest, real transfer data captures consistent financial commitment, offering a clearer picture of where cross-border support is truly embedded in daily life.
To explore the full ranking of states that show the strongest interest in sending money abroad versus those that actually lead in per capita transactions, see detailed State-to-Country and Country-to-State corridors, and learn more about the trends shaping the US money-transfer market, you can access and read Ria Money Transfer’s full study HERE, including all research sources.
About Ria Money Transfer
Ria Money Transfer is one of the world’s leading money transfer companies. With a presence in more than 190 countries and an extensive network of agents and locations, Ria Money Transfer provides fast, secure, and affordable solutions for sending and receiving money internationally.
